Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Choosing a Retirement Plan that Fits Your Business To choose a plan, it’s important to ask yourself four key questions. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.